Features
Interest Rate: Base Rate + upto 4.00% premium per annum
Facilities
In order to purchase the land/building for residential purpose, construct or renovate the residential building, this loan can be facilitated for the capital requirement of such purpose upto 2 Crores.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Certified income source
- Photographs and Citizenship certificate of Guarantors
- Purchase agreement/deed ( In case of purchase of land/building)
- Land ownership certificate (Lal Purja) with ownership type
- Blue Print
- Malpot Receipt
- Four Boundary Certified(Char Killa)
- House Construction Approval (Map)
- Building Construction Permission Letter from competent authority (If applicable)
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 282.50 per inquiry (For No Transaction Report)
- Rs. 621.50 per inquiry (For Transaction Report)
Features
Interest Rate: Base Rate + upto 6.00% permium per annum
Facilities
1. Personal Term Loan
For the fulfillment of long term personal commitment made by individuals while purchasing land, building or personal borrowing, personal term loan can be used.
2. Personal Overdraft
Individuals those in the need of short term financing facilities can enjoy such loan for the ease of personal requirement.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Land ownership certificate (Lal Purja) with ownership type
- Certified income source
- Blue Print
- Malpot Receipt
- Four Boundary Certified(Char Killa)
- House Construction Approval(Map) or Completion certificate ( In Case of Building) from relevant office.
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 250 per inquiry(For No Transaction Report)
- Rs. 550 per inquiry (For Transaction Report)
Features
- The interest rate will be as prescribed by the bank from time to time.
- 48 hours processing time for Loan after submission of all documents.
- Interest Rate: Base Rate + up to 6.00% premium per annum
Facilities
It is Short Term Loan. Under this loan, shares of Companies listed on the Nepal Stock Exchange can be placed as securities to meet various requirements or shares of other listed Companies. The loan will be provided for purchase although the borrower is open about the purchase of the loan the announcement will have to be made and the bank will have to approve the purpose. The loan amount under this loan will be up to a maximum of Rs. 20 crores /- The term of the share loan will be 1 year, although satisfactory in the past and renewal can be modified on the basis of usage
Requirements
- Copy of Citizenship Certificate
- Complete Loan Application Form
- Complete Know Your Customer(KYC) form
- Recently Taken passport size photo of the debtor and the householder
- Map of the residence of the debtor and the householder
- Copy of citizenship of the debtor and the householder
- Gross share certificate
- DMAT statement
- PAN Card
Fees and Charges
- The service fee will be 1.00% and the loan will be determined at the time of loan approval.
Features
Interest Rate: Base Rate + up to 6.00% premium per annum
Facilities
Financial assistance for businesses /industrial sectors registered and operated as per the legal act & compliance of Government of Nepal in order to fulfill the operational need.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Firm registration certificate
- PAN registration certificate(If any)
- Article of Association and Memorandum of Association (In case of Company)
- Balance sheet, Cash flow, P&L a/c, Stock (Audited report and projected report of 3 yrs)
- Minute of BOD (In case of Company)
- In-case of New company/Firm Feasibility Report
- Land ownership certificate (Lal Purja) with ownership type
- Blue Print
- Malpot Receipt (Tiro Tireko Rasid)
- Four Boundary Certified(Char Killa)
- House Construction Approval (Map) or Completion certificate ( In Case of Building) from relevant Municipality/VDC office
Fees and Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 250 per inquiry(For No Transaction Report
- Rs. 550 per inquiry (For Transaction Report)
Features
Interest Rate: Base Rate + upto 6.00% premium per annum
Facilities
In order to part-finance and re-finance of commercial vehicle (i.e. Bus, Trucks, Taxi, Jeep, Microbus, Heavy equipment’s like excavator, roller, dozer etc.) to be used for purpose of public transport or/ and for transportation of goods or/ and for official use by business firm/ companies.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Certified income source
- Photographs and Citizenship certificate of Guarantors
- Quotation of vehicle from authorized dealer
- Updated Blue Book in case of second hand vehicle
- Other supporting documents on demand
Fees and Charges
- Administrative Charge – 1%
- CIC Charge – Rs. 250 per inquiry (For No Transaction Report)
- Rs. 550 per inquiry (For Transaction Report)