Features
Interest Rate: Base Rate (BR) + 2.5%
Facilities
Muktinath SME Business Loan is designed to provide short-term and long-term capital needs of the business. It helps registered small and medium businesses set up, expand or fulfill Working Capital requirement in line with NRB guidelines.
Requirements
- Passport size photographs of Applicant
- Applicant’s Citizenship certificate
- Photographs and Citizenship certificate of Guarantors
- Firm registration certificate
- PAN registration certificate(If any)
- Article of Association and Memorandum of Association (In case of Company)
- Balance sheet, Cash flow, P&L a/c, Stock (Audited report and projected report of 3 yrs)
- Minute of BOD (In case of Company)
- In-case of New company/Firm Feasibility Report
- Land ownership certificate (Lal Purja) with ownership type
- Blue Print
- Malpot Receipt (Tiro Tireko Rasid)
- Four Boundary Certified(Char Killa)
- House Construction Approval (Map) or Completion certificate ( In Case of Building) from relevant Municipality/VDC office
- National Identity Number (NID)
Fee Charges
- Administrative Charge – 1 %
- CIC Charge – Rs. 282.5 per inquiry(For No Transaction Report)
- Rs. 621.5 per inquiry (For Transaction Report)