Saturday May 30, 2020
वि.सं २०७७ जेठ १७ शनिवार
Np

Interest Rate

Interest Rate Effective From 2077/02/01

INTEREST RATE ON DEPOSIT

PRODUCT INFO PRODUCT INTEREST RATE(PER ANNUM) PAYMENT ON MINIMUM BALANCE
{{normal-saving-account}}-{{4.5;4.5;NRs. 500;Quaterly Basis}}-{{yes}} 1. Normal Saving 4.50% Quarterly Basis Rs. 500
{{muktinath-premium-bachat}}-{{5.0;5.0;NRs. 1000;Quaterly Basis}}-{{yes}} 2. Muktinath Premium Bachat 5.00% Quarterly Basis Rs. 1000
{{muktinath-super-premium-saving-account}}-{{5.0;5.0;NRs. 5000;Quaterly Basis}}-{{yes}} 3. Muktinath Super Premium Bachat 5.00% Quarterly Basis Rs. 5000
  4. Current Account - - Rs. 5000
  5.Current Account Other * - - Rs. 1000
{{mahila-pewa-bachat-khata}}-{{5.0;5.0;Nrs. 500;Quaterly Basis}}-{{yes}} 6. Mahila Pewa Bachat 5.00% Quarterly Basis Rs. 500
{{sunaulo-bal-bachat}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} 7. Sunaulo Bal Shichha Bachat 5.00% Quarterly Basis -
  8. Baidesik Rojgar Bachat 5.00% Quarterly Basis Rs. 500
  9. Micro Personal Saving 5.00% Quarterly Basis Rs. 100
  10. Other Micro Savings 5.00% Quarterly Basis Rs. 100
{{karmachari-bachat}}-{{5.0;5.0;Nrs. 100;Quaterly Basis}}-{{yes}} 11. Karmachari Bachat 5.00% Quarterly Basis -
{{sharedhani-bachat-khata}}-{{5.0;5.0;Nrs. 100;Quaterly Basis}}-{{yes}} 12. Sharedhani Bachat Khata 5.00% Quarterly Basis Rs. 100
  13. Beema Bachat 5.00% Quarterly Basis Rs. 100
  14. Provident Fund Account 5.00% Quarterly Basis -
  15. Samajik Surakchha Bhatta Khata 5.00% Quarterly Basis -
  16. Aatmanirbhar Bachat Khata 5.00% Quarterly Basis -
{{sajilo-bachat-khata}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} 17. Sajilo Bachat 5.00% Quarterly Basis -
{{mero-pahilo-bachat-khata}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} 18. Mero Pahilo Bachat Khata 5.00% Quarterly Basis -
  19. Muktinath PMS Khata 5.00% Quarterly Basis Rs.100
  20. Muktinath Jeevan Bardan Bachat Khata 5.25% Monthly Basis Rs.10000
  21.Muktinath Jeevan Bardan Plus Bachat Khata 5.25% Monthly Basis Rs.10000
  22.Muktinath Jeevan Bardan Premium Bachat Khata 5.25% Monthly Basis Rs.20000
  23. Byaktigat Upalabdhi Khata  5.00% Quarterly Basis Rs.100
  24. FCY Deposit ($,£,€) up to 1.50% Quarterly Basis  10

FIXED DEPOSIT

PRODUCT INTEREST RATE(PER ANNUM) PAYMENT ON MINIMUM BALANCE
1. Individual Fixed Deposit Product 3 Months to 5 Years .    
a. 3 Months 8.50% Quartelry Rs.5000
b. 6 to 9 Months 8.75% Quarterly Rs.5000
c. 1 year to 5 Years 9.00% Quarterly Rs.5000
2. Institutional Fixed Deposit Product 3 Months to 5 Years      
a. 3 Months 7.50% Quarterly  
b. 6 to 9 Months 7.75% Quarterly  
c. 1 year to 5 Years 8.00% Quarterly  
3.Muktinath Pension Scheme 9.00% Quarterly Rs.50
4.Recurring Deposit 8.00% to 9.00% Quarterly Rs.500

LOAN AND ADVANCE

PRODUCT PREMIUM % P.A. **
1. Business Loan up to 5.00%
2. Agriculture Loan up to 4.00%
3. Home Loan (new construction & purchase) up to 5.00%
4. Home Loan(other) up to 6.00%
5. Auto Loan up to 5.00%
6. Hirepurchase Loan(new) up to 5.00%
7. Hirepurchase Loan(old) up to 6.00%
8. Real Estate Loan up to 6.00%
9. Personal Loan up to 6.00%
10. Share Loan up to 5.00%
11. Muktinath Sulav Byawasaya Karja up to 5.00%
12. Consumer Loan up to 5.00%
13. Gold Loan up to 4.00%
14. Micro Credit (retail) up to 6.00%
15. Micro Credit (wholesale) up to 5.00%
16. Loan Against Fixed Deposit (upto 90.00%) Coupon Rate Plus 2.00% or Base Rate whichever is higher
Base Rate as of Chaitra 2076 11.39%

Note:*Condition Apply  **Premium rate are over the base rate.

BANK GUARANTEE

Types of guarantee

1. Bid Bond 0.25% or minimum rs. 1000 pq
2. Performance Bond 0.35% or minimum rs. 1000 pq
3. Advance payment Gurantee 0.45% or minimum rs. 1000 pq
4. Other Guarantee  0.45% or minimum rs. 1000 pq