Saturday May 30, 2020
वि.सं २०७७ जेठ १७ शनिवार
Interest Rate Effective From 2077/02/01
INTEREST RATE ON DEPOSIT
| PRODUCT INFO | PRODUCT | INTEREST RATE(PER ANNUM) | PAYMENT ON | MINIMUM BALANCE |
|---|---|---|---|---|
| {{normal-saving-account}}-{{4.5;4.5;NRs. 500;Quaterly Basis}}-{{yes}} | 1. Normal Saving | 4.50% | Quarterly Basis | Rs. 500 |
| {{muktinath-premium-bachat}}-{{5.0;5.0;NRs. 1000;Quaterly Basis}}-{{yes}} | 2. Muktinath Premium Bachat | 5.00% | Quarterly Basis | Rs. 1000 |
| {{muktinath-super-premium-saving-account}}-{{5.0;5.0;NRs. 5000;Quaterly Basis}}-{{yes}} | 3. Muktinath Super Premium Bachat | 5.00% | Quarterly Basis | Rs. 5000 |
| 4. Current Account | - | - | Rs. 5000 | |
| 5.Current Account Other * | - | - | Rs. 1000 | |
| {{mahila-pewa-bachat-khata}}-{{5.0;5.0;Nrs. 500;Quaterly Basis}}-{{yes}} | 6. Mahila Pewa Bachat | 5.00% | Quarterly Basis | Rs. 500 |
| {{sunaulo-bal-bachat}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} | 7. Sunaulo Bal Shichha Bachat | 5.00% | Quarterly Basis | - |
| 8. Baidesik Rojgar Bachat | 5.00% | Quarterly Basis | Rs. 500 | |
| 9. Micro Personal Saving | 5.00% | Quarterly Basis | Rs. 100 | |
| 10. Other Micro Savings | 5.00% | Quarterly Basis | Rs. 100 | |
| {{karmachari-bachat}}-{{5.0;5.0;Nrs. 100;Quaterly Basis}}-{{yes}} | 11. Karmachari Bachat | 5.00% | Quarterly Basis | - |
| {{sharedhani-bachat-khata}}-{{5.0;5.0;Nrs. 100;Quaterly Basis}}-{{yes}} | 12. Sharedhani Bachat Khata | 5.00% | Quarterly Basis | Rs. 100 |
| 13. Beema Bachat | 5.00% | Quarterly Basis | Rs. 100 | |
| 14. Provident Fund Account | 5.00% | Quarterly Basis | - | |
| 15. Samajik Surakchha Bhatta Khata | 5.00% | Quarterly Basis | - | |
| 16. Aatmanirbhar Bachat Khata | 5.00% | Quarterly Basis | - | |
| {{sajilo-bachat-khata}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} | 17. Sajilo Bachat | 5.00% | Quarterly Basis | - |
| {{mero-pahilo-bachat-khata}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} | 18. Mero Pahilo Bachat Khata | 5.00% | Quarterly Basis | - |
| 19. Muktinath PMS Khata | 5.00% | Quarterly Basis | Rs.100 | |
| 20. Muktinath Jeevan Bardan Bachat Khata | 5.25% | Monthly Basis | Rs.10000 | |
| 21.Muktinath Jeevan Bardan Plus Bachat Khata | 5.25% | Monthly Basis | Rs.10000 | |
| 22.Muktinath Jeevan Bardan Premium Bachat Khata | 5.25% | Monthly Basis | Rs.20000 | |
| 23. Byaktigat Upalabdhi Khata | 5.00% | Quarterly Basis | Rs.100 | |
| 24. FCY Deposit ($,£,€) | up to 1.50% | Quarterly Basis | 10 |
FIXED DEPOSIT
| PRODUCT | INTEREST RATE(PER ANNUM) | PAYMENT ON | MINIMUM BALANCE |
|---|---|---|---|
| 1. Individual Fixed Deposit Product 3 Months to 5 Years | . | ||
| a. 3 Months | 8.50% | Quartelry | Rs.5000 |
| b. 6 to 9 Months | 8.75% | Quarterly | Rs.5000 |
| c. 1 year to 5 Years | 9.00% | Quarterly | Rs.5000 |
| 2. Institutional Fixed Deposit Product 3 Months to 5 Years | |||
| a. 3 Months | 7.50% | Quarterly | |
| b. 6 to 9 Months | 7.75% | Quarterly | |
| c. 1 year to 5 Years | 8.00% | Quarterly | |
| 3.Muktinath Pension Scheme | 9.00% | Quarterly | Rs.50 |
| 4.Recurring Deposit | 8.00% to 9.00% | Quarterly | Rs.500 |
LOAN AND ADVANCE
| PRODUCT | PREMIUM % P.A. ** |
|---|---|
| 1. Business Loan | up to 5.00% |
| 2. Agriculture Loan | up to 4.00% |
| 3. Home Loan (new construction & purchase) | up to 5.00% |
| 4. Home Loan(other) | up to 6.00% |
| 5. Auto Loan | up to 5.00% |
| 6. Hirepurchase Loan(new) | up to 5.00% |
| 7. Hirepurchase Loan(old) | up to 6.00% |
| 8. Real Estate Loan | up to 6.00% |
| 9. Personal Loan | up to 6.00% |
| 10. Share Loan | up to 5.00% |
| 11. Muktinath Sulav Byawasaya Karja | up to 5.00% |
| 12. Consumer Loan | up to 5.00% |
| 13. Gold Loan | up to 4.00% |
| 14. Micro Credit (retail) | up to 6.00% |
| 15. Micro Credit (wholesale) | up to 5.00% |
| 16. Loan Against Fixed Deposit (upto 90.00%) | Coupon Rate Plus 2.00% or Base Rate whichever is higher |
| Base Rate as of Chaitra 2076 | 11.39% |
Note:*Condition Apply **Premium rate are over the base rate.
BANK GUARANTEE
Types of guarantee
| 1. Bid Bond | 0.25% or minimum rs. 1000 pq |
| 2. Performance Bond | 0.35% or minimum rs. 1000 pq |
| 3. Advance payment Gurantee | 0.45% or minimum rs. 1000 pq |
| 4. Other Guarantee | 0.45% or minimum rs. 1000 pq |
