Saturday January 18, 2020
वि.सं २०७६ माघ ०४ शनिवार
Interest Rate Effective From 2076/08/25
INTEREST RATE ON DEPOSIT
| PRODUCT INFO | PRODUCT | INTEREST RATE(PER ANNUM) | PAYMENT ON | MINIMUM BALANCE |
|---|---|---|---|---|
| {{normal-saving-account}}-{{6.5;6.5;NRs. 500;Quaterly Basis}}-{{yes}} | 1. Normal Saving | 6.50% | Quarterly Basis | Rs. 500 |
| {{muktinath-premium-bachat}}-{{7;7;NRs. 1000;Quaterly Basis}}-{{yes}} | 2. Muktinath Premium Bachat | 7.00% | Quarterly Basis | Rs. 1000 |
| {{muktinath-super-premium-saving-account}}-{{7;7;NRs. 5000;Quaterly Basis}}-{{yes}} | 3. Muktinath Super Premium Bachat | 7.00% | Quarterly Basis | Rs. 5000 |
| 4. Current Account | - | - | Rs. 5000 | |
| 5.Current Account Other * | - | - | Rs. 1000 | |
| 6.Muktinath Sansthagat Upalabdhi Khata | - | - | Rs. 1000 | |
| {{mahila-pewa-bachat-khata}}-{{7;7;Nrs. 500;Quaterly Basis}}-{{yes}} | 7. Mahila Pewa Bachat | 7.00% | Quarterly Basis | Rs. 500 |
| 8. Sunaulo Bal Shichha Bachat | 7.00% | Quarterly Basis | - | |
| 9. Baidesik Rojgar Bachat | 7.00% | Quarterly Basis | Rs. 500 | |
| 10. Micro Personal Saving | 7.00% | Quarterly Basis | Rs. 100 | |
| 11. Other Micro Savings | 7.00% | Quarterly Basis | Rs. 100 | |
| {{karmachari-bachat}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} | 12. Karmachari Bachat | 7.00% | Quarterly Basis | - |
| 13. Muktinath Byaktigat Upalabdhi Bachat Khata | 7.00% | Monthly Basis | Rs. 100 | |
| {{sharedhani-bachat-khata}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} | 14. Sharedhani Bachat Khata | 7.00% | Quarterly Basis | Rs. 100 |
| 15. Beema Bachat | 7.00% | Quarterly Basis | Rs. 100 | |
| 16. Provident Fund Account | 7.00% | Quarterly Basis | - | |
| 17. Samajik Surakchha Bhatta Khata | 7.00% | Quarterly Basis | - | |
| 18. Aatmanirbhar Bachat Khata | 7.00% | Quarterly Basis | - | |
| {{sajilo-bachat-khata}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} | 19. Sajilo Bachat | 6.50% | Quarterly Basis | - |
| {{muktinath-jeevan-bardan}}-{{7;7;Nrs. 10000-20000;Monthly Basis}}-{{yes}} | 20. Muktinath Jeevan Bardaan Bachat Khata | 7.00% | Monthly Basis | Rs. 10000 |
| 21. Muktinath Jeevan Bardaan Plus Bachat Khata | 7.00% | Monthly Basis | Rs. 10000 | |
| 22. Muktinath Jeevan Bardaan Premium Bachat Khata | 7.00% | Monthly Basis | Rs. 20000 | |
| {{mero-pahilo-bachat-khata}}-{{7;7;Nrs. 100;Quaterly Basis}}-{{yes}} | 23. Mero Pahilo Bachat Khata | 7.00% | Quarterly Basis | - |
| 24. FCY Deposit ($,£,€) | up to 1.50% | Quarterly Basis | 10 | |
| 25. Call Deposit Account | up to 6.50% | Quarterly Basis | - |
FIXED DEPOSIT
| PRODUCT | INTEREST RATE | PAYMENT ON | MINIMUM BALANCE |
|---|---|---|---|
| 1. Individual Fixed Deposit Product 3 Months to 5 Years | 10.00% p.a. | Monthly/ Quarterly | Rs. 5000 |
| 2. Institutional Fixed Deposit Product 3 Months to 5 Years |
10.00% p.a. |
Monthly/ Quarterly | Rs. 5000 |
| 3. Muktinath Pension Scheme | 10.00% | Monthly/ Quarterly | Rs. 50 |
| 4. Recurring Deposit | 9.00% to 10.00% | Monthly/ Quarterly | Rs. 500 |
LOAN AND ADVANCE
| PRODUCT | PREMIUM % P.A. ** |
|---|---|
| 1. Business Loan | up to 5.00% |
| 2. Agriculture Loan | up to 4.00% |
| 3. Home Loan (new construction & purchase) | up to 5.00% |
| 4. Home Loan(other) | up to 6.00% |
| 5. Auto Loan | up to 5.00% |
| 6. Hirepurchase Loan(new) | up to 5.00% |
| 7. Hirepurchase Loan(old) | up to 6.00% |
| 8. Real Estate Loan | up to 6.00% |
| 9. Personal Loan | up to 6.00% |
| 10. Share Loan | up to 5.00% |
| 11. Muktinath Sulav Byawasaya Karja | up to 5.00% |
| 12. Consumer Loan | up to 5.00% |
| 13. Gold Loan | up to 4.00% |
| 14. Micro Credit (retail) | up to 6.00% |
| 15. Micro Credit (wholesale) | up to 5.00% |
| 16. Loan Against Fixed Deposit (upto 90.00%) | Coupon Rate Plus 2.00% or Base Rate whichever is higher |
| Base Rate as of Kartik 2076 | 11.17% |
Note:*Condition Apply **Premium rate are over the base rate.
BANK GUARANTEE
Types of guarantee
| 1. Bid Bond | 0.25% or minimum rs. 1000 pq |
| 2. Performance Bond | 0.35% or minimum rs. 1000 pq |
| 3. Advance payment Gurantee | 0.45% or minimum rs. 1000 pq |
| 4. Other Guarantee | 0.45% or minimum rs. 1000 pq |
