Thursday July 18, 2024
वि.सं २०८१ साउन ०३ बिहिबार
European Microfinance Award

Focused on You: Bespoke Banking for all at Muktinath Bikas Bank

When you join Muktinath, you are not just an account number or staff member. You are our valuable member.

With over 18 years of history and more than NPR 131 billion ($986 million) in Balance Sheet size 179 branch outlets and making banking simpler for our 1,400,000+ happy customers nationwide.

At Muktinath Bikas Bank, we are guided by:


Empowering individuals and businesses financially to foster prosperity of the common populace in the country.


To fulfill all banking needs of common individuals & businesses.



Sincerity for Customer,

Enthusiastic for Impact

Reverent for Compliance

Virtuous for Wellbeing

Excellence for Effectiveness


“जनता बैंकमा होइन, बैंक जनतामा जानु पर्दछ ”( which translates to: The Bank should go to the doors of the people) came into existence to make sure financial services are of reach to everyone.

Muktinath Bank’s History

On this day, Muktinath Bikas Bank became a licensed “Three district development Bank” from Nepal Rastra Bank (NRB) running operations within Syangja, Kaski, and Tanahun districts, part of Gandaki Province. The vision to establish a local private sector became possible through a group of local visionaries at Putalibazar, Syangjya, Nepal led by founding Chairman Late Khagendra Raj Regmi and Founding Chief Executive Officer Mr. Bharat Raj Dhakal. Originally, in the first year of establishment, the Bank has:

13 STAFF MEMBERS   $958,171 (NPR 128 million) ASSETS  $851,607(NPR 114 million) IN DEPOSITS  $ 698,263 (NPR 93 million) IN LOANS                                                         

In 2012, the Bank transitioned to the "Ten District Development Bank". Since 2015, The Bank has been holding the esteemed license of a "National Level Development Bank".

From this modest start, the Bank focused on setting up branches in rural areas and expanding its presence in unbanked areas, also tailoring products to fit rural, marginalized communities and highly productive individuals & entrepreneurs. Through the decades, we continued to grow through innovation and responsive member care and service. In 2016, Bank shifted its central office to Kathmandu, Nepal. In 2018, Bank emerged as No.1 Development Bank of Nepal. Muktinath Bikas Bank became the first development Bank to hit the NPR 1 billion plus profit mark in 2021. Bank have been awarded with prestigious national and international awards notably European Microfinance Award 2020 (More info can be found in: Awards & Recognitions  )

Our success is due, in part, to our strong focus on micro and rural financing, along with providing value-added services and supporting funding initiatives of social significance.

Muktinath Bikas Bank ranks as the one of the leading development Banks in Nepal serving 1,400,000 delighted customers nationwide with more than NPR 131 billion ($908 million) in Balance Sheet size. Muktinath Bikas Bank is dedicated to providing members with top-notch digital services, competitive rates for savings and credit. Maintaining strong corporate governance, transparency, and compliance with regulations is imperative as the Bank continues to grow.

Bank’s visionary approach to be a holistic financial service provider led to establishment of Muktinath Capital Limited as subsidiary company of the Bank. Also, investment by the Bank’s was made in the first public agriculture company of Nepal Muktinath Krishi Company making it the associate company of the Bank.

1.4 million CUSTOMERS               1600 + STAFF MEMBERS

$ 986 million+ IN ASSETS            80,000+ LOANS

            $727 million+ LOAN                      179 OUTLETS