Thursday July 18, 2024
वि.सं २०८१ साउन ०३ बिहिबार
European Microfinance Award

Muktinath VISA Debit Card


  • Debit Cards can be issued against personal savings as well as personal current accounts.
  • Card can be used to make purchase and withdraw cash from ATM of Visa Member.
  • Convenient and economical solution for making payment without trouble of carrying physical cash.
  • Get SMS alerts of your transactions
  • Widely accepted within Nepal and India
  • Can be upgraded for Domestic E-Commerce transactions
  • Tap and Pay (Contactless card ) Service available
  • Validated for 5 years

Safety Measures

  • Observe your surroundings before using an ATM. 
  • Shield PIN Pad (keyboard) so anyone waiting to use the ATM cannot see you enter your PIN.
  • If you see anyone or anything suspicious, cancel your transaction and leave immediately.
  • Keep your card in a safe place to avoid damage or theft.
  • Memorize your Personal Identification Number (PIN). Never write the PIN down on anything in your wallet or on the card.
  • When selecting a PIN, avoid numbers that relate to your personal information. For example, don't use your birthday, telephone or vehicle numbers.
  • Immediately report a lost or stolen card to the Bank.
  • To help guard against fraud, keep your ATM receipts until you check them against your monthly statement.

*ATMs in India are governed by their own bank’s rule. Extra charge may occur.


The Muktinath Visa Debit Card is a Debit card issued in collaboration with a principal member of Visa International bearing Visa brand mark which can be used at a merchant location to purchase goods and services through POS (Point of Sales) terminals and/or ATM terminals bearing Visa logo to withdraw cash.

Fee Charges

S.N Details Balance Inquiry Cash Withdrawal
1 Our Bank’s ATM Free Free
2 Other Banks’ ATM 15

Maximum 5 transactions free per month,

Beyond 5 transactions, each transaction shall be charged NPR 15

3 ATMs in India* 50 250

Transaction Limit

ATM & POS Limit Within Nepal In India
Per Transaction Limit (ATM) NPR 25,000 INR 10,000
Daily Transaction Limit (ATM) NPR 100,000 INR 10,000
Monthly Transaction Limit (ATM) NPR 400,000 INR 100,000
Per Transaction Limit (POS) NPR 50,000 NPR 50,000
Daily Transaction Limit (POS) NPR 300,000 NPR 100,000
Monthly Transaction Limit (POS) NPR 600,000 NPR 160,000